01
Add a friend
Scan their QR code or share yours. Your shared expense log is created instantly.
UO
YouOwe
Stop guessing.
Start settling.
The You Owe App makes splitting expenses with friends effortless. Track every coffee, cab, and concert - then settle up in seconds.
how it works
Three steps to never
lose track again
02
Log expenses
Add transactions as they happen. Split bills, track who paid, and see running totals in real time.
03
Settle up
See exactly who owes what. One tap to mark as paid. No more awkward conversations.
features
Everything you need,
nothing you don't
QR friend pairing
No usernames, no phone numbers. Just scan and you're connected with a shared expense log.
Visual timeline
Every transaction plotted on a timeline with running totals, so you always know where you stand.
Smart splitting
Split 50/50 or enter custom amounts. See each person's share calculated instantly.
Dark mode
A beautiful dark theme that's easy on the eyes. Perfect for checking balances at dinner.
Private by design
Your financial data stays between you and your friend. No ads, no data selling, ever.
Edit anything
Made a mistake? Edit or delete any transaction. Changes sync to both sides instantly.
Coming soon
Be the first to know
The You Owe App is almost ready. Drop your email and we'll let you know the moment it launches.
No spam, ever. Unsubscribe anytime.
pricing
Start free. Upgrade only when
your ledger gets busy.
Create your account and set everything up for free. Free includes 25 transactions per month.
FREE
$0 / month
Create account, set up friends, and track up to 25 transactions each month.
• Full setup and ledger creation
• Limit: 25 transactions / month
PRO
$6 / month
Unlimited transactions for any shared ledger where at least one member has Pro.
• Only one person needs Pro per ledger
• The other person can add unlimited transactions in that shared ledger
Shared ledger rule: if you have Pro, your friend on that same ledger gets unlimited transactions too.
Ready to stop keeping
mental tabs?
Join the waitlist and be first in line when we launch. No spam — ever.
No credit cardNo data selling